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How to File a Windshield Insurance Claim in Ontario: Step by Step

2 min read
Technicians positioning replacement windshield glass on an SUV

Filing a windshield claim is easier than most people think. Here's exactly what to do, or skip to the end and let us do it for you.

Step 1: Take photos

Photograph the crack or chip up close and from a distance. Note the date, where you were driving and what happened (for example, "stone hit the windshield on the DVP").

Step 2: Find your policy details

You'll need:

  • Your insurance company's name
  • Your policy number (on your pink liability card or in your insurer's app)
  • Your vehicle's year, make, model and VIN

Step 3: Report the claim

Call your insurer's claims line or open a claim in their app or website. Tell them it's a glass claim. Many insurers handle glass claims quickly, sometimes in the same call.

Step 4: Choose your glass shop

Your insurer may suggest a shop. You can still tell them you'd like to use Windshield Toronto Replacement. Give them our name and number, and we'll coordinate directly.

Step 5: Book your replacement

We come to your home or workplace, or you can come to us. Most replacements take about an hour, plus curing time before you drive.

Step 6: Pay your deductible

We bill your insurer directly for the rest.

Or skip all of this

Send us your insurer name, policy number and a photo of the damage. We'll confirm your coverage, open the claim with your insurer and book you in. Most customers don't make a single call.

FAQ

How long does the claim take?

Glass claims are often approved quickly, sometimes the same day.

Do I need an appraiser to see the damage?

Usually not for windshields. Photos are normally enough.

Cracked windshield? We handle your insurance claim for you. Send us your insurer and policy number and we'll take it from there. You only pay your deductible.

Call Start My Claim